Score simulator

Adjust the levers below and see an estimated FICO impact in real time. Educational only — not a guarantee.

Current score: 620

On-time payments: 92%

Hard inquiries (12 mo): 3

Avg account age (yrs): 4

Credit mix types: 2

Lates to remove: 0

Add authorized-user tradeline

Adds a strong account to your file.

Balance ($)

Limit ($)

Pay down: 0%