Fix your own credit.
Powered by AI.
Generate FCRA-grade dispute letters, simulate score changes before you act, and follow guided lessons — without paying a coach $99+ a month.
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No credit card required to try the simulator
Credit monitoring is required for report imports and billed separately by your provider.
AI dispute letters
Pick a bureau and tradeline. Our model drafts an FCRA-compliant letter you can mail or e-send in minutes.
Educational score simulator
Explore how credit changes could affect a score. Estimates are not actual FICO or VantageScore results or lender approval predictions.
12-lesson playbook
Step-by-step lessons covering utilization, payment history, the FCRA dispute process, and advanced tactics.
What's included
- Unlimited AI dispute letters
- Educational credit score simulator
- 12 step-by-step lessons
- Negative item tracker
- Round-by-round dispute progress
- Document vault (uploads + downloads)
- Email reminders for follow-ups
- Cancel anytime, no contracts
Loading price…/month
DIY software subscription. Credit monitoring is billed separately by your provider; check their price before signing up.