Self-serve · $29/month · Cancel anytimeFix your own credit.
Fix your own credit.
Powered by AI.
Generate FCRA-grade dispute letters, simulate score changes before you act, and follow guided lessons — without paying a coach $99+ a month.
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No credit card to try the simulator · 14-day refund guarantee
AI dispute letters
Pick a bureau and tradeline. Our model drafts an FCRA-compliant letter you can mail or e-send in minutes.
Live score simulator
See what paying down a card, removing a collection, or adding a tradeline does to your FICO before you do it.
12-lesson playbook
Step-by-step lessons covering utilization, payment history, the FCRA dispute process, and advanced tactics.
What's included
- Unlimited AI dispute letters
- Live FICO score simulator
- 12 step-by-step lessons
- Negative item tracker
- Round-by-round dispute progress
- Document vault (uploads + downloads)
- Email reminders for follow-ups
- Cancel anytime, no contracts
$29/month
All-in. No add-ons, no upsells.